Need to File BK Again? Prior Bankrupcy Rules & Bankruptcy Information

Prior Bankruptcy? | Need to File Again in San Diego County? Attorney Casey

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My Bankruptcy Law office will file the documents for Chapter 7 or Chapter 13 directly from my office. You'll get a pre-bankruptcy review at no extra cost. This process gives you a very good idea of what chapter can help you the most and what potential problems you might have. Plus our pre-bankruptcy will give you chance to resolved the problem before filing.

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The Rules Regarding Prior Bankruptcy

Prior Bankruptcy? | When Can I File Again? | Chapter 7 & 13

Prior Bankruptcy Questions Answered. Need A Bankruptcy Attorney San Diego ?

Article "Prior Bankruptcy" by Attorney David A. Casey?

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1. If a prior bankruptcy had been filed by you or your spouse if you are married;
2. If the prior bankruptcy was a Chapter 7 or Chapter 13;
3. Was the prior bankruptcy dismissed by you or the court?
4. The date the prior bankruptcy was filed or;
5. The date the prior bankruptcy was dismissed.

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Bankruptcy Attorney, near San Diego , Attorney David Casey

365 Broadway, Suite 203

El Cajon, California

Even if you have filed Chapter 7 or 13 bankruptcy most chapter 13 is available. Get a free bankruptcy consultation. El Cajon bankruptcy lawyer, (619) 447-6780

My Law Office is a debt relief agency under the bankruptcy code.

We help people file for relief under the Bankruptcy Code.

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Bankruptcy Attorney David A. Casey, Attorney for over 21 yrs.

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Prior Bankruptcy Filing under 2005 BAPCPA - When you can file another bankruptcy.

1. If you received a chapter 7 discharge, you cannot file another chapter 7 for eight years after discharge.

2. If you received a chapter 7 discharge, you cannot file a chapter 13 bankruptcy for 4 years after discharge.

3. If you received a chapter 13 discharge, you cannot file a chapter 7 for 6 years after discharge of chapter 13.

4. If you received a chapter 13 discharge, you can not file a chapter 13 for 2 years after chapter 13 discharge.

Common Prior Bankruptcy Questions: Filed Bankruptcy Before? Most People can fill a chapter 13 even right after a chapter 7. Learn more about Prior Bankruptcy San Diego .
Q. I filed a chapter 7 bankruptcy five years ago. I received a discharge of my debt. When can I file bankruptcy again? I lost my job and can’t pay my current debts.
A. In order to qualify for a chapter 7 you have to wait 8 years after filing.
(Example: If you filed on November 30, 2005 you can not file a chapter 7 until December 1, 2013. The second bankruptcy is allowed after eight years has passed)
Q. Can I file chapter 13 since I can not qualify for chapter 7?
A. You can file a chapter 13 one day after chapter 7 debts have been discharged. This is common when certain liens were served y and the liens were not discharged. (Not all liens are dischargeable in chapter 7). Please note you can not get a chapter 13 discharge until four years after you filed a chapter 7. This is the filing date not the discharge date.
In the first example I used November 30, 2005. This would mean you can discharge your chapter 13 dischargeable debts any time after November 30, 2009. Sometimes attorneys call this a chapter 20 since the debtor filed a chapter 7 then a chapter 13 which equals a “Chapter 20 bankruptcy”.
Q Are there other reasons I can not file a chapter 7?
YES, if it you filed a chapter 7 bankruptcy and it was dismissed within the last 180 days.
The most common reasons are:
(1.) If you filed a chapter 7 or chapter 13 and it was dismissed for cause;
(2) Debtor violated a court order or;
(3) A creditor asked from a relief from stay and you then dismissed the chapter 7 case.
Q. I filed to discharge my business debts in a chapter 13 and it was dismissed since it was a corporation. Can I file chapter 7 now?
Most of the time the answer is yes, unless the court dismissed it for cause. However, the relief from stay (stay is part of the bankruptcy protection from certain creditors taking action against you) may be shorter than normal or we might have to file a motion to continue the stay.

There are many more issues involving prior bankruptcies. If you are considering bankruptcy and have a prior bankruptcy please give my law office a call.

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Have you filed Chapter 7 or 13 bankruptcy before? You still may be able to file Chapter 7 or chapter 13. Get a free bankruptcy consultation. Bankruptcy lawyer near San Diego (619) 447-6780

Have you filed Bankruptcy Before? | Can You File Chapter 7, 13 Again?

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Whether you are a resident of San Diego County and are seeking relief from garnishments, liens, foreclosures, credit card debts, medical bills or from the constant harassment by your creditors, Bankruptcy can help you get a fresh financial start.

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LEARN ABOUT: Prior Bankruptcy? | Need to File Again? | San Diego Bankruptcy Attorney

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This communication is an “Advertisement” as defined by the California Rules of Professional Conduct and California Business and Professions Code. No communication herein shall create an attorney-client relationship unless a separate retainer agreement is signed by an attorney and client. This material is for informational purposes only and not intended to provide legal counsel or legal advice to you.

The Bankruptcy Law Office of David A Casey represents individuals and small businesses seeking Bankruptcy relief.

Filed Bankruptcy Before? | When Can You File Chapter 7, 13 Again

Even if you have filed Chapter 7 or 13 bankruptcy before most debtors can still qualify for chapter 13. Get a free bankruptcy consultation with Attorney David A. Casey. San Diego bankruptcy lawyer, (619) 447-6780

Looking for a Bankruptcy Attorney near San Diego, CA,. without having to travel and fighter the downtown traffic in San Diego? My office is located next to two major freeways in El Cajon. I'm only minutes away from: All parts of East San Diego county, City of San Diego , El Cajon, La Mesa, Lakeside, Rancho San Diego, Santee, San Diego, Mission Valley. My office also has an on-site pubic notary when needed.

Cities : San Diego County,
Santee 92071 92072 , El Cajon 92019 92020 92021 92022 , Lakeside 92040 La Mesa 91941 91942 91943 91944, Jamul 91935, Alpine 91901, Spring Valley 91976 91977 91978 , Potrero 91963, Lemon Grove 91945, Campo 91906 , Bonita 91902, Mission Valley 92108, San Carlos 92119 92120 San Diego 92109 - 92118, La Jolla 92037 92038 92039 Pacific Beach, Tierrasanta, Pt Loma, Kearny Mesa, University City, Mira Mesa, Ocean Beach, Bonsal, Jacumba, Julian, Descanso, Vista, Chula Vista, Linda Vista, Serra Mesa, Rancho Bernardo, National City, Clairemont. If you don't see your city just give me a call.

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Prior Bankruptcy? | Need to File Again? | San Diego Bankruptcy Attorney

You Don't have to go Downtown San Diego for a Bankruptcy Attorney

Qualify to file Bankruptcy Again? Attorney Casey is a debt relief agency under the bankruptcy code. I help people with prior bankruptcy to file for relief under the Bankruptcy Code

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

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1. If a prior bankruptcy had been filed by you or your spouse if you are married;

2. If the prior bankruptcy was a Chapter 7 or Chapter 13;

3. Was the prior bankruptcy dismissed by you or the court?

4. The date the prior bankruptcy was filed or;

5. The date the prior bankruptcy was dismissed.

Common Prior Bankruptcy Questions: Filed Bankruptcy Before? Most People can fill a chapter 13 even right after a chapter 7. Learn more about Prior Bankruptcy San Diego .

Q. I filed a chapter 7 bankruptcy five years ago. I received a discharge of my debt. When can I file bankruptcy again? I lost my job and can’t pay my current debts.

A. In order to qualify for a chapter 7 you have to wait 8 years after filing.

(Example: If you filed on November 30, 2005 you can not file a chapter 7 until December 1, 2013. The second bankruptcy is allowed after eight years has passed)

Q. Can I file chapter 13 since I can not qualify for chapter 7?

In the first example I used November 30, 2005. This would mean you can discharge your chapter 13 dischargeable debts any time after November 30, 2009. Sometimes attorneys call this a chapter 20 since the debtor filed a chapter 7 then a chapter 13 which equals a “Chapter 20 bankruptcy”.

Q Are there other reasons I can not file a chapter 7?

YES, if it you filed a chapter 7 bankruptcy and it was dismissed within the last 180 days.

The most common reasons are:

(1.) If you filed a chapter 7 or chapter 13 and it was dismissed for cause;

(2) Debtor violated a court order or;

(3) A creditor asked from a relief from stay and you then dismissed the chapter 7 case.

Q. I filed to discharge my business debts in a chapter 13 and it was dismissed since it was a corporation. Can I file chapter 7 now?