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Bankruptcy Attorney Fees and Filing Cost | Facts About Bankruptcy Attorney Fees and Filing Cost, In San Diego
It is very common to receive calls inquiring about what the attorneys fees
are for a chapter 7 or chapter 13 bankruptcy. This is very important and
it is something that you should know. However, each case is unique so you
should not hire an attorney on price alone. Just be certain that you
understand what the offer is. Some may start off as "free" or "no money
down", but the very small fine print says otherwise. In preparing your
bankruptcy schedules, some attorneys only list what you tell them and fail
to ask m We have a chart for standard fees and costs which can provide a reasonable estimate based on the information you provide. It is very important that you understand what you get when hiring an attorney for your bankruptcy. We offer personal service. You may wonder what this means. Some attorneys rely solely on your credit report to input your assets into the petition and other documents such as the list of creditors. Well this may make it easier for the attorney to input, but it isn't totally reliable. The reason many debts may not be included in your credit report is because they may have been turned over to a collection service or the debts have been sold to some other agency. You may think your bankruptcy went through without any problem until you receive notice that someone is suing you. You will then have to reopen the bankruptcy case and it can end up costing you more than what you thought. This is why we have a comprehensive questionnaire and ask for credit card statements or other documents. This method helps to verify your debts and to ensure that your bankruptcy documents will be complete. You are less likely to have further attorney fees for adding missed creditors after filing or costly fees to reopen the case. I HAVE SEEN ADS ON TV FOR ATTORNEYS OFFERING TO START THE BANKRUPTCY FOR LITTLE OR NO MONEY DOWN Sounds good! What's the catch? This is a "selling point" of those unscrupulous firms to get your business. Perhaps when selling consumer products such as a car or TV, it's good to bring in customers. But bankruptcy is much more important than that. It involves all of your personal finances. These competitors do have a "fine" print and unfortunately what they don’t tell you upfront makes it misleading to you. Determining fees depends on which chapter of bankruptcy you will be filing. In a chapter 7, you have to pay the entire attorney fees and cost before filing. Anyone can take down your information and sign a fee agreement, but is that really getting your bankruptcy started? Your creditors will not consider the bankruptcy started until you have a case number and you can only get that after your bankruptcy has been filed with the court. When I was young my parents always told me if it seems too good to be true it probably is. One of the large bankruptcy mills advertise, “Call us now, no money down” while another one advertises they will do “a complete bankruptcy for $995” and still another advertises “we start your bankruptcy for $300.00". I have heard all of these ads just like you. It is their way to get you into their office. And most consumers, once your already there, you figure you might as well continue. WRONG! If you have a DVR, stop some of the TV ads and read the fine print. You'll discover that there are fees and that they will NOT file your bankruptcy (chapter 7) until all fees are paid in full plus the filing fees. Why? Because they know after the case is filed you would not have to pay them. Would you rather have an attorney who tells you upfront about the fees or one who has mislead you just to get you into their office. My office determines your fees based on your circumstances. We don't offer one fee fits all! Simple cases pay less as it should be and more complex cases the fees be more. We have a chart of fees listed so you can see upfront what your anticipated fees will be for a chapter 7. No BS, no misleading statements, no surprises, and we provide a pre-bankruptcy service where your fees are determined based on your case so you will never pay more than you have to. We don't play games to get you in. In fact, we encourage you to consult with other attorneys. Get to know what you are getting and just don't base it on fees alone. |
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Some of the ads make you believe that "one price fits all". Do you really think that a company can do a bankruptcy for a client who has less than $20,000 in debt, little assets, and another client who has a complex case with real property, a foreclosure, perhaps even a business is involved, for the same low price? Their ads make it sound easy. Bankruptcy is a complex process especially if you have a home that may be in foreclosure, a wage garnishment, repossession, which makes your case different from others. We strive to make the process as easy as possible for you but be not mistaken, it is a comprehensive process that requires the attorney and client to work together to get the best possible outcome.
Statements made from some of my clients regarding their experience with
"bankruptcy mills" reflect their negative See for yourself! Go to one of the 341 meetings and just sit there in the lobby and you will see some attorneys calling out the names of their clients whom they never met before. To me this is bad news for their clients. How well do you really think they know your case if they don’t even know what you look like? How often do they have to come back because they don't know your case or even have the information that the trustee requires? Do you want to take that kind of chance? No, you deserve more than that! In my law office, I am there from the start to the finish. You will have several meetings with me including one prior to the 341 meeting of the creditors to go over your case and answer any of your questions. You will be prepared for the hearing! My office just doesn't prepare and file the petition then forget about it and "hope" it goes through. My process is thorough which will make it easier for you in the long run. So you can see all bankruptcy law offices are not alike. Don't lose sleep wondering if your bankruptcy will go through because you haven't talked to your attorney before the hearing. I know since you are reading this web site you are serious about getting help and I am serious about representing you as I would want to be represented. So back to the initial point, the only way we can determine how much to charge to handle your bankruptcy is for you to come in, sit down face to face and discuss your individual situation. It is kind of like going to the doctor. Upon the doctor examining your condition, perhaps even take some tests, they determine what kind of treatment will be needed. Some treatments will cost more, some less depending on their diagnosis. This is similar to bankruptcy. We have to determine what your problem is, then what kind of options you have available to remedy it. Chapter 7's are different from Chapter 13's. There is a chapter which may be more beneficial to you. The plan of attack varies from case to case. Sometimes all you need to do is to get rid of a small amount of debt and other times it is like performing major surgery. What counts is when your bankruptcy is over with that you got all of the debt relief you were entitled to. When you consult with me, I will provide you with personal service and will assure that you will only pay a fair and reasonable amount. I do take the time to ensure that you bankruptcy will be as smooth as possible. We are not the most expensive law firm in town nor are we the cheapest. I wouldn’t go to a doctor based on price alone. You are not a number, you are unique and your case is unique. I want you to know that your case is being handled that way! NO games or hidden surprises. How do I know if I really need to file bankruptcy? My office has helped people get debt relief without filing bankruptcy. However, for most people who are way over their head in debt, bankruptcy is normally their best option. We get a lot of phone calls asking about price first without asking what they will get without even asking for a consultation. Unfortunately, I also have helped some of them get out of their mess because they based their bankruptcy on the price alone. Again, I feel it is impossible to give an exact number without knowing their facts or what has to be done. Bankruptcy attorney fees generally start at $900.00 for Chapter 7. About one third of the cases run under $1500,.another one third run between $1600 – $2200 and the final third may be over $2200. These of course are those cases with very complex issues that require more work. Don't wait until the last minute to get your free consultation. The longer you wait, the more fees you'll end up paying. At least find out what your options are. Get that personal service you deserve! I am there to help you to get the debt relief that the bankruptcy law allows. Call me at (619) 447-6780 to schedule your Fresh Start Planning Session. You’ll get the answers you need, all you have to do is ask. I will not rush you nor will I push my services upon you. I am here to help you get out of debt and to stop creditors harassment. Looking forward to meeting you. David A. Casey, Bankruptcy Attorney - Attorney for over 21 Years.
Experience San Diego chapter 7 attorneys. My office only represent debtors in San Diego County. San Diego debt relief bankruptcy Lawyers for San Diego Metro. San Diego Chapter 7 Attorneys| Consumer Bankruptcy Attorneys Serving The Entire San Diego Area San Diego Chapter 7 Attorneys| Chapter 7 Lawyers San Diego Law office location: 365 Broadway, Suite 203, El Cajon, CaliforniaNo need to go downtown San Diego for an experienced bankruptcy attorney! Bankruptcy Attorney David A. Casey 619 447-6780 Free Bankruptcy Consultation in San DiegoMy office is just minutes away- Free parking and next to two major freeways We are a debt relief agency. We help people file for relief under the Bankruptcy Code. |
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